I would like to work with more private money lenders because the costs can be a little lower, when there is not as much overhead involved, such as their office space, HR person or department, payroll processing, etc.

Rookie wholesalers wind up lying about the assignment contract and pretend that they are buying.

If the ADU you're proposing is the make-or-break between this deal penciling out or not, AND if it is pivotal for your plans that it be the height that you are planning, I would personally advise you to abandon this deal. 

right now her contract pays her $22/hr for any communications, touring, paperwork, general administrative duties.

@Rob WallaceCredit unions typically do not lend to LLC’s I will focus on another topic - I strongly recommend your operating agreement have terms preset if things personally go bad and one has to buy the other out.

These are advantageous as they look mostly at the asset's for the loan not necessarily your personal statements as much as conventional loans. 

I am new to Bigger Pockets was wondering in gaining insight about this real estate field I have some properties already I'm trying to gain information on was also wondering if any of you would be interested in working together discussing properties possibly even discussing contracts would make it easier if we could swap information as well thank you to all of you that reply back

If “wholesaler” (used in the sense of contract flipping, not people who close on purchase and resell) were required to disclose in writing to home sellers that they are not purchasing the home, are only trying to “flip” the contract, and the sale will only close IF a buyer at a higher price can be found, would this eliminate the need (if a need does exist) for government regulations being enacted and or for “wholesalers” to be licensed real estate agents?

I can see why the landlord wants to use their person . . . they probably want to make sure its a quality repair. 

He is an investor and has a strong background in owning, contracting, etc.