The sale can be for an increased market price, earned equity, or coordinated with another strategy where you are consolidating equity for a larger investment.

I understand "earn equity", but I don't want to necessarily earn equity.  

Happy learning and earning!

Thought I would chime in about Nanaimo as it is my stomping grounds - after a peak in 2011 the prices were slowly deflating until the summer of 2013 (SFR down 8%, Condos down %20) at which point the trend reversed.

And most importantly, that was at the peak of the foreclosure crisis.

If you change jobs, however, you would need to repay the loan immediately in most cases or it would be considered a distribution.There is the opportunity cost of the difference between what your plan may normally earn and the nominal interest you would pay the plan for the loan (generally 4-5%).  

.#4 - You will need a license to refer listings and earn a referral-commission.  

I always looked at money as something you earned and a reward for hard work. 

Brokerage firms will either charge you a flat fee to sponsor for license or a large percentage of any commissions earned.  

Sometimes they get paid for doing no work, other times they have to do a lot of work to earn the $50.