How did you finance this deal?

Would your lender finance together?

My parents have seller financed a free and clear property they operated as a fine dining restaurant in late 1990s, then transferred as a neighborhood bar. 

Plan to sell all POHs, seller financing, or cash sales.

In all I am learning that finance is better than refinance.

I have done things with attorneys, CPAs, stock brokers, insurance brokers and others successful in business.General business knowledge, understanding of financing requirements, knowing property valuations, maturity in personal financial matters to give general advice, understanding of the foreclosure process, legal aspects as to liability in leading someone into financial matters, fully understanding fraud issues and the differences in a general matter where fraud might be applied as generally thought of and what may constitute bank fraud causing or even attempting to cause a loss to an insured bank having different standards.

Basically, it is the same as 100% finance with 2 payments. 

She is very familiar with Wholesale and Creative Finance. 

Obtaining initial financing.  

Seller Financing: This one's a bit of a long shot, but if the seller's keen to move quickly, they might just finance the deal for you.And here's a crucial strategy to add to your arsenal: aim to purchase the properties at least 15% below market value.