I would offer 1.6.

She choose to take a cash offer from me with a delayed occupancy for 2 months to give her time to move out.

Offer a payment plan no longer than six months.If they don't pay, I send them to collections and assume I'll never see a dime.

With houses sitting on the market longer, I am thinking of offering the house as a short term rental until it sells.

You could also try to contact the seller directly and even make them a back-up offer if their contract with the wholesaler is ending and then buy it directly from the seller. 

Make low offers.  

After researching and avoiding schemes like (and almost falling) for TLWB, I discovered BP, a straightforward community offering solid advice.

I have experienced cash flow anywhere from 10-18% with so much more to offer.

I've been in the manufactured/mobile home industry a good majority of my life, as my father owns several parks.

Be wary, each fund has risks (some are "levered debt funds", some lend in second position or at higher LTV than you will like, some may lend in regions that make it difficult to foreclose, some may charge high fees or offer low returns). 2) To ask them if they have any notes for sale - Be warned, lenders may try to offload the loans that they don't want to keep on their balance sheets.