People on BP often talk about leveraging debt to acquire more properties, I'm leveraging all of these benefits that my employer is offering to help me meet my goals faster, I use RE as one of several types of income streams in my overall portfolio.

Mainly looking to start with rentals.

My boyfriend and I already own two properties which maxes out our debt to income in looking for our third deal.

This is not a debate about Dave Ramsey-we are out of debt and have 6 months emergency fund and don’t adhere to his investing advice but I liked this idea when saving to buy real estate. 

If you're at 75% or less, you should be able to get long term money, even if it's alternative - 30 year ARMs at rates in the 6-8% range, as long as debt service works (rents cover PITI).The other one seems doable too, if same type of deal w/no work. 

The property is located near Main Street and the local college campus... pretty good location for this small town.POPULATION:14,096UP 6% SINCE 2000AVERAGE INCOME:$59,823 PER YEARAVERAGE AGE:33 YEARSGENDER:50% MALE50% FEMALEHOUSEHOLDS:5,09936% WITH CHILDRENAVERAGE VALUE:$141,509OCCUPANCY:70% OWNED30% RENTED13% VACANTAVG.

. - timing a market is always 20/20...Remember that in a recession, some properties are traded for a higher cap rate, but it's harder to raise rents - and in a value add deal is the main source for your profit.

(No ownership... just debt servicing a percentage of gross receipts.)

Unless the debt is for a significant amount, it may cost you more (time, money, anguish) than it's worth to pursue the matter.

Obviously cost would be the main factor, but everything else is exactly the same.Yeah, numbers are key.