Islamic/Halal solutions to make things OK when borrowing or lending for a vanilla home purchase, it turns out from what I've seen Muslims have put more thought into this than other groups, some taking the concern more seriously than others (the more profit-motivated institutions taking the theology less seriously, as is normal in the world).

But more affordable doesn't mean more valuable.Part of the solution involves educating investors how to properly create their pro-forma.Vacancy =/ Leasing Fee:  Far too often investors say they place 8% for vacancy which should also cover their PM's leasing fee.  8% is close to 1 month, and PM's typically charge 1-month for leasing fee.Problem:  Typically PM's pro-rate the first month. 

I view them only as a short term solution for a short term need.

A portfolio loan is a more expensive rate with less favorable terms (ie shorter term with balloon payment).For a really creative solution and after drinking plenty of coffee, read this thread:https://www.biggerpockets.com/forums/48/topics/460294-how-to-cash-out-1-4-unit-property

Aloha everyone,See if you can help me find a solution to this conundrum...There's a SFH here on Maui and I want it.

@Alexander PhippenThere're not too many short term solutions.

Any "creative" solutions are fraud.

I think we'd look to some sort of controlled access solution and fortunately this property is in a downtown area and  walking distance to many amenities so parking shouldn't be an issue but something to look into, the OM actually calls out less than 1 space per unit so that might be a concern.Anybody have experience with elevator maintenance contracts or CapEx? 

I may want to build new, but with concerns of "gentrification" and further NIMBYisms local zoning boards are hesitant to allow "greedy" developers to build new units when the only solution to the problem of scarcity is new units.

I would love to pick your brain if you know any solutions for any of these:1.