How you'll be forced to charge a late fee to offer her the convenience of paying as late as she has.

So I was thinking about doing something in the middle, such as:- Buying an apartment in a building that is no more than 5 years old- Search for an apartment that clearly needs renovation internally and that can earn force appreciation just by doing some rehabIs that a good strategy?

If you could put sweat equity in on projects you could handle, you could force appreciation on a different deal that doesn't have structural issues.

If all they can find is the property in the LLC, it may not be worth the additional hassle of trying to force a sale of the property to collect on their judgment.So, they’ll research who owns the LLC and what assets that individual has.

My life's decisions were severely impacted by the debt I carried from college and grad school.

Force it by adding value or buying under market. 

Hello to allPlease if someone can give  advice .If after 11 years of renting I would ;1. move back to property2. take maximum possible reverse mortgage loan, or any another loan, using propertyas corrateral and keep it3. sell4. pay back the loanHow all this above would impact the amount, subject to gain taxes, if at all ?

My biggest concern, however, is how that payment impacts my DTI and ability to get lending going forward. 

It forces you to work "on your business" instead of "in your business" because you aren't able to just drive by to fix something small, you're forced to develop systems to help you run things. 

How does this impact investing and is this a market for areas to look at for rentals?