Hi Michael,Welcome to BP, this is a great website and resource for all types of real estate investing.I always recommend these 3 things to people beginning in Real Estate Investing:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

@Sam ValmeWe prefer that the owners do not use a Home Warranty Company to make repairs at their rental property.There is a HUGE problem in the home warranty industry and the public is becoming savvy to it.Try searching Google with the name of your favorite home warranty company and the word `complaints' or `fraud'.

Hi Jeff,Welcome to BP, this is a great website and resource for all types of real estate investing.I always recommend these 3 things to people beginning in Real Estate Investing:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

There is TONS of information here on the website; the forums, the podcasts (my personal favorite), the blogs.

Can't blame the HML for pricing risk to their favor- it is after all their business model. 

During my first trip out here, I looked at a dozen or so properties before I settled on an area I felt comfortable with.

My personal favorite part is the podcasts. 

Thanks for the candid intro, your story reminds me of the Doctor in the cash flow game, most people don't like the Doctor but if you play it right and with some adjustments it is easy to win the game...Welcome to BP, this is a great website and resource for all types of real estate investing.I always recommend these 3 things to people beginning in Real Estate Investing:1) Do a lot of research here2) Do not spend a lot of money with coaches, it would be much better to put that money to work and learn from experience, I'm not against coaches or education, but you need to be careful as there are some that are really bad.Here is a seminar that I really liked, unfortunately the next one is in Atlanta and the one after that in Santa Ana CA but in September. http://garyjohnston.com/seminars/financial-freedom...3) There are many real estate clubs out there, visit them, select your favorites and meet other investors working your area.

My credit has allowed me to get nice bonuses like free trips and money for opening up bank accounts and credit cards.