A house, off-market for a good price is usually a good thing.

If you can find deals you can usually partner with other people or wholesale the contracts.

@Winston Eastman let's try to objectively (and Logically) look at this.TURNKEYPros: 1) Everything should be done, so no major repairs for near future2) Can finance everything in one purchase loan3) Can also buy with tenant in placeCons:1) Usually paying market price2) Trusting that repairs were all done and done well, otherwise potential money pit3) Any tenant in place may be misrepresented to make the saleOWN REHABPros: 1) If done well, may have instant/forced equity2) You will know exactly what repairs done and how well they were done3) Can place your own tenant to your qualificationsCons:1) Rehab loans are expensive2) Can run into rehab surprises affecting budget (watch any HGTV flip show!)

I usually stay at a Disney property due to the convenience of the Disney shuttles but would consider another place if a shuttle stop was with a  block or 2 from where we stay.

For all stays we recommend smart thermostats where you can control the range, usually 68-78 so guests can set where they like in that range. 

You could potentially be making payments on that cash which you aren't even using...A HELOC usually comes with a 10-year draw period that you can use when needed.

I usually navigate this topic by asking the client what is important to them.

I usually try to give benefit of doubt but I read one too many negative reviews, some are years old now and SH's did reply to their credit but still bad vibes remain I'll leave it at that.

That's over $13K a year extra towards your bills.

Their goal is usually to put down the lowest amount they can so they can get that asset.