"my agent didn't ___________" or "my PM didn't ____________" are just excuses. 

Don't look for an excuse not to start.  

I don't mean to be harsh but a lot of what you have written sounds like excuses. 

I did that once and it was tight...That said if I do cash out refinance it will give me an excuse to leave this place as it is a C neighborhood.

Please excuse my sarcasm everyone.

It really takes a way the excuses, including:- Check is in the mail- I forgot to authorize my ACH7- I was on vacationThis gives both your and your tenant their rental history.

So there is truly no excuse not to catch duplicates.Lastly, they do not put out garbage!

The danger with this is that they would use you as excuse LOL , but not everyone is James Hamling or Bill Gates or Musk.I still see college/university cost in US as relatively affordable and reward/risk is high, imagine if you born in Ghana, maybe you are screaming to enter college as you don't get support from parent or community or government LOLIf you were born in Kosovo, it's definitely a must to enter college LOL.I have friend from third world country that his dad passed away a month ago, he was the first college student graduated in USA in 1959 from that country, once the dad passed the college all life surrounding them is getting better.So there's that ....... for lot of other family, they are so proud when they're graduated from the US university they would place the graduation photo in their house to bragging for their kid's achievement lol

You're going on a job interview so there is no excuse not to dress your best.Establish a relationship is #3.

Excuse my ignorance.