In most cases setting a higher minimum credit score requirement eliminates many younger applicants.

It will be a major plus as a investor long term to have a solid high paying job.Save every extra penny going forward and after you pay off all student debt start planning to invest.

My plan is to stay debt free through college, and save what I can.

The problem is I have a 3.7% fixed rate on it, so a refi would be much higher at this point probably eliminate the small cash flow.

Insurance is your first line of defense, but only an entity like an LLC, or better yet, a network of entities and trusts assembled by an experienced asset protection attorney, can truly eliminate the threat of a lawsuit.I also discussed this on the BP podcast some time ago, might be worth a listen.

@Edison Reis I find it strange that less than 10% say homeownership is a goal, but almost 40% own their home.... my take is that they are starting later, mostly due to student loan debt.

What I mean is, if you don't bring any cash to the table initially, then there's no cash to get at later, unless you wait a while as you pay of debt and (hopefully) see some appreciation.No reason this can't be done with at a LLC.

High Net Worth individuals and companies do not like debt.

Unfortunately, I graduated from college with 164k in student loan debt which ended up being 1,780/month.

As for strategies, you can eliminate flipping, wholesaling, development as they are jobs and not cashflow vehicles.48K a year in cashflow on 400K investment, so that's a 12% cash on cash return.