I’m wondering if this is fixable or whether I should change the countertop (the kitchen isn’t very large, standard condo size, so countertop isn’t grandiose). 

For example with an investment based Realtor, property manager, and contractor you should be able to seamlessly invest in property, and you get the added value of making sure that your product is still holding to a quality standard along with being able to see your property and replace team members more easily as well if need be.  

Hello, Im interested in knowing what would be rehab cost for a bath exactly to this standard including toilet (not shown), light above tub, vent fan, vanity light. what is recommended flooring?

If the people sketched out outnumbers the people that like the alternative-to-the-standard, then at some point the market punishes us sufficiently for offering the alternative, that we stop offering it. 

Is this standard practice or are these guys just trying to see what they can get away with.

You need to ve prepared for high CapEx, the "rehabs" in the area are really bad.I would recommend going standard not FHA, and gave a good cash reserve otherwise you will be in trouble

@Andres Perez you're correct, while there is no strict waiting period for getting a HELOC, the standard is 30 to 45 days.

I spoke/emailed to around 20 banks in the Birmingham/Montgomery area and didnt find one that was willing to go over 25 years, 20 seemed to be the standard for commercial.

Lots of potential sources: other investors, family / friends, personal loans (I've used SoFi & Discover in the past, they loan in the $35-50k range depending on your credit), 401k loan, margin account against stocks you own...Just make sure to factor in those payments in the overall numbers.

It is an extremely easy document for anyone to fill out and ensures there are no confusions or misunderstanding after closing.The standard contracts we use in Florida do not stipulate who specifically should present it to the tenants, so it could be the Seller, the List Agent or the Property Manager, depending on who is involved and what is most convenient.