(I found an awesome BP interview video via Google about ARV and thought it quite funny that I actually didn't check here first).My intention is to continue learning all I can from here, friends who do this, and anywhere else I can for a month and then jump into making my first educated move.

In this deal, I negotiated a 3% contribution to closing costs as well to offset some of the purchase costs.Purchase Price: $394,000Lenders Title Policy: $1294Owner's Title Policy: $2618Prepay Insurance: $776Prorate Taxes: $3390Government Recording: $160Transfer Tax: $490HOA Prepay: $275Inspection: $330Flood Cert: $9Credit Check: $37Loan Fee: $995Interest Charge: $837Home Warranty: $530So my total closing costs were $11,741 or 2.98% of the purchase price. 

There are plenty of DSCR lenders out there that can assist you with the refinance - I'd recommend checking their reviews and going off of who you feel can best assist you.

However, check with your lender.

If you're seeking a reliable income stream, consider checking out Cleveland OH.

You can also check meetup.com or search facebook for real estate investment groups, clubs, or meetings in your area. 

Quote from @Michael Smythe: @Kevin Sears recommend you speak with @Engelo RumoraEngelo RumoraThanks for the mention mate 👍Hi Kevin,Feel free to check out www.ozrealty.house Happy to help with your property management needs.Thanks   

Also check out the OREIA group in Eugene/Springfield.

They are substantially changing other terms in the lease by asking for an additional option to renew, asking us to refund the security deposit, asking us to allow assignment without our consent, and insisting on us paying a commission amounting to almost $10K for the privilege of giving up all that.I just wanted a sanity check that this should not be all that difficult or onerous on us!

Advice: 1) Check out the permit status with the City - ask for open permit vs closed permits.