Cost of living here is continually rising and has spread outwards throughout the boros.Thanks for sharing.

HOA fees are on the rise, attributable to the new minimum wage and the cost of water. 

The two appraisers selected shall proceed to promptly determine the fair market value of the Property, taking into consideration its condition, the comparables, and any outstanding indebtedness, liabilities, liens, and obligations relating to the Property.

Hallandale has lots of retirees here on high rise condos. 

With the feds tapering off the buying of bonds rates will rise.

If I do it this way, 2 long term renters in place with established payment history, amortized over 15 years, the payments would be considerably less thus I would have an income stream of around 600 a month.

If you can build a little friendship with some of the inspectors, it won't get you out of some major offense, but it can't hurt.Plus, the Packers already won the Soldier Field game (which for people around the country, is ironically considerably CLOSER to Milwaukee than Lambeau Field is, but the team that plays there has sucked horribly for decades!

I need not take into consideration most of them because I am only wholesaling or flipping.  

Another consideration to research and include in your calculations is UBIT tax.

If you are considering it for an alternative to a 401k there was also mention on one of the podcasts or blog posts of using HSA medical account contributions which can grow tax free for medical expenses later in life when these costs will be higher, downside might be that the companies you have them with might not offer many investment options so the return might not be as good as your options in a standard investment account even taking the taxes into consideration.