It's much too competitive in good markets to just make assumptions. 

I want this lot its the last one then the street is built out.she docusigns me 5 minutes later  all cash close as soon as title can be done.. ( takes a while in those east coast states.. here in the west coast we can have title done same day) but thats another story.by the time I hear from here next morning  2 other offers now we are in Highest and best.So I put in an escalator clause.. thinking my competition may not know of this or their agents..

If you do not like showings and you are DIY landlording, then I'd suggest an open house ... that's only one showing and if lots of people are there at once it can drum up competition.

While the competition is less on these properties, it still exists, and some people who actually intend to occupy the property are simply willing to pay more because they don't require the spread.Most of these programs you have to occupy for a year, but so what.

Besides that, what is your competitive advantage?

But if you're trying to sell in a buyers market or you're simply trying to be proactive and looking for a competitive advantage over the other listings in the immediate area, I'd be willing to bet that your money would be better spent in upgrading what's already there.

Competition is high because of low inventory nationwide.

Working with a RE Agent to find interested sellers of small muliti-fams in a competitive and "hot" market in the New York Hudson Valley; the agent is both working as the RE agent and as a 50/50 partner/investor on the deal.

Competition didn't follow 70% formula, offered $12k more than I did and they still made profits.

Smaller community banks in the area may be able to offer more competitive terms and conditions if you do your due-diligence.The bank will also want to see adequate cash reserves for a loan after your down payment and a hard money lender will want to see experience in addition to cash reserves and I've never heard of a hard money lender floating 100% of the project budget.