My 2 biggest concerns are having enough money stashed away to survive while we get a business going, (although I would not have a problem with picking up a cashiers job somewhere so we would have health insurance) and the financing to buy the business.

Gross Scheduled Income: $12600Expenses (Maintenance, Management, Taxes, Insurance, Utilities (water & trash paid by owner), Landscaping, Common area electricity, CapEx, Vacancy, Internet for complex, security, etc.): $6400Debt Service (5.5%, 20yrs, 80% of cost): $3700Cashflow: $2500Annual COC: 17%I want to make sure I'm considering everything but also don't want to get stuck in analysis paralysis.

Little solutions and common sense is not going to win the day.  

neither myself or my wife are working because of her health and my circumstances have taken me out of my normal occupation of driving truck, so at this time i only work part time and have a lot of time to learn what i can to start investing....  

OK, so the EPA says anything above 4 picocuries is unsafe, any good inspector will run a minimum 4 day average, in the mot occupied part of the lowest level, including unfinished basements, near the sump pit is suspicious,   it does seem to be that more are positive today, but even 4 years ago, testing was not as common, i have a system in my personal home i installed because it was 11.5, in my finished basement, i have done them in rentals and flips for bring just above 4 as well, homes may test fine, and a few years later high, due to geologic shifting, i think the big issue is houses are tight today, old home have plenty of air exchange, and it wasn't a problem just my opinion though. 

Are any upcoming. 5.What does the HOA have in reserves to cover the common areas. 6.When were major repairs made to the building. 

You would still owe the same amount either way, but BOOM now you have NINE financed properties and can still get #10 Fannie/Freddie and avoid the 7%.There are also games you can play with putting the property and debt in your spouse's name alone (we're a community property state in CA so it makes little difference so long as you're married), with shoving the smallest debt amount into commercial, and a few others, but rolling your lowest mortgage balance into the property that you have the most equity in is the most commonly successful technique.TLDR: You can shove as much debt into as few properties as possible to avoid the 10 financed properties cap.

Other stuff I do not focus on.I know of a great strip center off market for 6 million and I am direct to the owner.Cap rate is around the 6's which is common for California.  

My understanding (at least in Colorado), is that if you are going to hold property as something other than tenants in common or joint tenancy and there are more than two people, you have to list out their names and ownership percentages in the deed.  

There are loan officers who will but they are not so common since there is little profit for both the lender and the loan officer with small loans.