I manage WPCA for bank properties. 

I'm looking to refinance one of my rental properties in Atlanta, and wondering if anyone can recommend someone good to talk to (a bank or individual) to get this ball rolling. 

I know the prevailing advice is to bank locally, but I’ve looked at the rates that Chase bank has for their HELOC and they seem to have better terms than what the local banks have posted.

Any suggestions on a local bank that offers portfolio loans?   

Definitely have seen banks more than willing to give out a loan more than double household income.

The homeowner wants $478k for his home.Its a FSBO.Beautiful huge two story home,4/3,river front,wonderful neighborhood. I'm not sure what to offer him and can this property be assigned. Please help me! This could very...

Some of it depends on if you are using cash, using private money, using banks, or using Subject To and Wraps.

ON A SIDE NOTE: I have a good friend who I trust, who currently doesn't have a job but has around 100k in the bank and is looking to partner in some way/shape/form to make some money in Real Estate.

Until you meet outside Lender's seasoning requirements, couldn't you be your own bank?

The helix is not “assumable” in the true sense, as in they apply to your bank and become responsible for the loan And relieving you of the loan.