Also I don't take to much stock in NPV as it relies on a somewhat arbitrary value for your discount rate.

When you invest in stocks, you are spending money, as in one use only, and the % rules tell you how much time it will take until you will get your "cost" back.In REI, the only % rule I use is CoCReturn.  

rental properties, stocks, bonds, etc).  --- This $300,000 investment also ties back to my concern whether bay area prices are in "bubble territory" and if there is a chance that I lose parts of my principal or if the $300,000 would grow faster and less risky in other asset forms.About Me:I forgot to mention a bit about my background and finances...

Hello all, I've perused this site on a few occasions and it seems full of friendly and knowledgeable users, so I decided to create an account and get some info about my situation.To make a long story short, I come from meager beginnings and had just quit my dead-end job to invest my life-savings into buying a house in disrepair with my father.

Rental income $2200/ month, expences 40-50% mortgage = $742Cash flow should be $360 - $580 /month depending on how much dead equity you have in the property.

Either in real estate or in the stock market.

If you don't feel comfortable investing in an un-zoned multi-unit and investing in a properly zoned investment unit is not profitable and you are dead set on staying in Annapolis then maybe you will have to shift your goal to walking away from this assignment with 1 big rental unit rather than multiple smaller units.  

They didn't have it in stock, but i ordered it online and they shipped it to the store for me to pick up.

Ok so here's my situation and I'm hoping to get a myriad of opinions knowing full well there might not be one right answer.I'm 26, singleI live in Los AngelesMake 55k a year before taxI have around 20k in invest-able cash   (recently taken out of stock market, please don't crucify me!)

Therefore you too are admitting that you use leverage and you do not buy with all cash, so you do not agree with AllCash's statement.How do people who invest in the stock market measure performance?