The car is probably worth 13-14000.The other is 30,000, yes we were young and bought a brand new car and fully understand this was a bad decision.

I could keep it as an appreciation play, but I went into real estate for cash flow, and this barely has any.

Also, the home now needs brand new insulation , adding another $2,650. 

How did this play out?  

I am a brand new investor in NC.

@Patrick GarrettAs @Stephanie Potter mentioned so are soooo many variables that come into play and my recommendation would be to get on the phone and start calling every bank/credit union in town.

Be active on your social media platforms and create your own brand.

I'm not sure how you are analyzing the repair cost and how this plays into your spreadsheet. 

With the lease option you can be in their in less than 30 days.The buyer leased my movie theater - play house for three years, hilt up equity through crediting part of the lease payment as future down payment, credited the lease deposit of $20k, and he was able to get a bank loan to purchase.

@Anthony Dooley We're at the ground level of a brand new movement in housing!