I'm 29, and I've never owned a house before.

Right now I see a good amount of NPN's that were originated at 3-5% interest rates and are like 6 months behind.

For Builder's Risk try Nationwide--I've had decent rates with them.

House in both are very safe.

So I would definitely lean toward BRRRR between the two options although BRRRR is difficult in this market.For the large majority of those starting out, I recommend house hacking although I don't know if that would work for you in your situation.

That's what I have found to be the standard going rate.

I'm definitely getting more education and investing in more liens, not only for passive income but as a vehicle to acquire properties as I've come a long way in my investment business and do actively buy and sell houses. 

When I will be renting a room or basement in my house (that I will be buying as primary residence), I’m planning for the roommate to just zell me the monthly rent directly to my back account.

Hi All,My wife and I just purchased a larger house on our block, and plan to keep our current home as a rental.

A quarter percent rate difference here, a $10k difference in price there ...