Then what timeframe is the most vital to you, short term/mid term/long term? 

That can be both a positive or a negative depending on the opportunity cost of the monthly fee and % of commission they take on every sale vs the opportunity and tools that are given to you.On the other hand smaller local shops can be more flexible when it comes to the terms of full time sales agents vs part time agents.

We are putting everything we have into trying to get the best financing terms possible.Okay, we already talked about Loan-to-value (LTV), which is a way for lenders to figure out how risky a loan is.

I don't use term investment anymore sinceI would consider it as business.25% IRR is my threshold.

The support from the RTR team has been invaluable.Looking ahead, I'm eager to explore creative opportunities in real estate, particularly with the unique mid-term rental options in San Antonio.

You wouldn't use hard money for long term financing, and you shouldn't use a Heloc for this either.

Lately, we’ve found a couple large national HML’s that have good terms, very deep pockets but won’t allow 2nd position loans.  

These will be long term holds for me and my portfolio. 

-If not, then I wouldn't add $100k of 'Value' to the property just for having an established Pizzeria, since as a simple landlord, it all breaks down into the return calculations above (hinging on rent/mo from your tenants, whoever they are) which at your current estimates would leave you under-returning compared to a money-market account earning 5%.Now keep in mind, I have been discussing the long-term hold return of this investment.

Pete for STRs.City of Anna MariaThe City of Anna Maria does allow short-term rentals; however, there are rules and requirements.