https://www.cnbc.com/video/2018/06/20/costar-group-more-millennials-moving-out.htmlAnd when you take a look at the nearby alternatives to California, the pricing really matters:Average Rent in Sacramento, California: $1,289Average Rent in Las Vegas, Nevada: $959Average Rent in Phoenix, Arizona: $955Average Savings: $330/moMedian Home Price in Sacramento, California: $316kMedian Home Price in Las Vegas, Nevada: $257kMedian Home Price in Phoenix, Arizona: $230kAverage Savings: $400-600/mo on PITI…CONCLUSION:Don’t freak out just yet.

I have enough money saved to put around 15-20% into a mortgage, but I don’t know how to go about doing it.

There are ways to live the American Dream(that is what he taught you how according to your comment, get a good job, get a pension, save, retire) and then there are ways of being wealthy.  

I don't have personal checking or savings with any banks.I opened my current business checking with my local Credit Union, but as I stated in the OP, I don't think they will have a full range of lending options when I get to that point. 

Fire can happen on stove top easier than in oven so not going to save you any sleepless nights by not putting it in there. 

Joe should save his $ and pay off his lien.Otherwise I do not see this working out

I probably have a lease saved electronically.

This satisfies 1031 requirements but also saves you a second real estate closing and transfer taxes and gives you a free LLC to use also.5.

Those new and expensive units will be the first ones people leave for something cheaper if they need to save money or for a bigger/better home and neighborhood,  depending on the individuals needs.  

Right now I’m trying to save up all my commissions and research different markets to figure out where i want to invest.