Ultimately, finding the right investment location requires thorough due diligence and a clear understanding of your investment objectives.

Each with there own regulations above what the state and county requires.

In addition the Tenant may require 6 months of a ramp up/build out period before paying rent.  

if you're using debt to do the project, your lender might also have requirements for this. i've heard horror stories of break-ins & tons of equipment stolen, flooding, fires, etc during flips.

It's crucial to establish your investment requirements, investigate various avenues, connect with local investors, take into account innovative financing possibilities, carry out exhaustive due diligence, and bargain skillfully in order to locate a lucrative multi-family property for house hacking.

However, life can get complicated, and if you find yourself needing more time to gather your documents and complete your tax return, there’s an option available: filing for an extension.Understanding the Extension ProcessTaxpayers who require extra time to file must submit a request for an extension by April 18.

There are things that you can do as part of your lease requirements to lessen your liability or shift the coverage to the Tenant. 

Keep in mind, you are only required to live in that home for 12 months...but you may not be able to move your family every 12 months either. 

Would you rather be left a retirement account with a $1million in it with required minimum distributions that are added on top of your regular income.

As far as your specific question goes, I don't think the banks will count the rental income on the house in FL towards your income requirements for the new mortgage because you are still living in it, but that's a question you'll need to ask your lender to be sure on.