I would suggest joining GaREIA, great place to meet like minded individuals.

$50-99,999     333 $100,000-149,999      941 $150,000-199,999      1286 $200,000-249,999      668 $250,000-299,999      262 $300,000-349,999      132_____Owner Occupied with Equity $50-99,999      673 $100,000-149,999      3044 $150,000-199,999      7986 $200,000-249,999      6462 $250,000-299,999      3526 $300,000-349,999      2018You can also look at individual zips to see how many are there, based on the range you decide upon.There are additional criteria that you can use to look at your market such as owner age, number of properties owned, length of ownership or financial stability scores.

Non-occupant cosigners don't do you any favors in terms of FHA down payment requirement on a 2-4 unit.Apply together, ask your lender to work it up individually for each of you, and jointly as occupying coborrowers.

We definitely had some of the same concerns and we did a few things to help us feel more secure.The first is, get a Schlage lock and a Wink hub for your homehttps://www.amazon.com/gp/product/B00DEEKYTQ/ref=o...https://www.amazon.com/gp/product/B01KW8WGZQ/ref=o...This allows you to make your home a "Smart" home and make specific codes for each guest.Once thing we also got is a schlage lock for our own personal door.https://www.amazon.com/gp/product/B000NJJ1TY/ref=o...This way my wife and I didn't need to carry a key around with us in our own home.

As for S-Corp or LLC just remember that you a group of investors and you need to protect the individuals and I personally believe that an LLC with good insurance on everything separately is your best idea.

Do I have any other options to motivate them move out on the 9th as planned?

I’ve been a long time lurker but my wife is finally on board to allow me to pursue what I’ve wanted for some time now. Clearing out a little bad debt with my OT right now and then it’s on to property number 1.

Your numbers are above that; so, your audience will be the typical high net worth individual who invests in passive real estate. 

I'm guessing his reference to a commercial bank was simply a choice of wording for conventional lender.I agree with your position on using variable rate financing - particularly now where lender have build a generous hedge into their fixed rate products.  

The trick is to find the seller's motivation and pain points.