http://www.mortgagebankers.org/files/Residential/2003/fha-03-07.pdf Title seasoning for Agency (Fannie/Freddie) loans obtained by your end buyer is 12 months for new higher value.

RE appraisers can be another area where a degree may be obtained without taking the course for the agent's exam.

A host may obtain a Short Term Residential Occupancy License for the host’s primary residence and one additional Short Term Residential Occupancy License for one dwelling unit that is on the same parcel as the host’s primary residence for short term rental occupancy

You're going to notice obtaining a reliable realtor is going to be challenging.  

Is it obtaining licenses? 

I only use debit cards to obtain the necessary “swipes” to qualify for a couple of high yield checking accounts.  

I'm doing all the work until everyone is paid back (roughly a year's time) and obtaining 50% ownership of a house I would be unable to get otherwise. 

Is it possible to obtain a property lien on a car, etc. that would have some kind of effect?

We've had success using SmartMove by credit bureau TransUnion for many years.Applicants go to their website to apply and you as landlord can obtain credit, rental, and criminal reports.

I feel once I have extra cash flow coming in, I'd be able to just contract everything out and focus more on obtaining more deals.