The house in under her name but the ex is paying a portion of the mortgage because she has the kids and he is the one in the mortgage.

Make sensible financial decisions by allocating funds for unforeseen fees, insurance, property taxes, upkeep, and mortgage payments.

You would likely use the proceeds to pay off the HML, leaving you with a new mortgage (which you paid to get) and a HELOC payment (and possibly a residual balance with the HML). 

Do you just keep shuffling mortgages?

@J DubsIf you are not currently a remote employee, lenders are going to be looking for an offer letter in Florida, that details your start date, employment terms, etc.

This might be because their credit score is too low or the house needs fixing.Although each lender can make their own rules about how to qualify a borrower and their investment, like needing a certain credit score; I believe that flexibility is the best thing about hard money loans since it provides each individual with vast amount of options.  

I would like to know by what process can I get a Special Warranty Title converted to a General Warranty title, if I pay off the liens or second mortgages ?

Mortgage rates surpassed 7% in April, dampening affordability and keeping buyers off the market.

consider the opportunity cost of doing this#1) sell house for cash or to a buyer with their own financing from a bank, etc and you get 315K at time zero, you invest that at historic SP500 8.4% return over last 220 yrs and it grows to $3,541,514.46#2) do owner financing and you get 100k up front that invested at 8.4% grows to $1,250,000, plus you get your payments at $1400 x 360 months or $502k, invested grows to $3,265,000 total including the 1.25 mil aboveso you come out 300k better not doing it and you don't have to service the loan and all the other risksremember banks don't even carry mortgage notes after origination, they dump them onto the US taxpayer via illegal-unconstitutional havens like Fannie/Freddie/HUD, and for last 15 yrs the FED has bought every MBS in the country, which frees up the Banks capital to do it again and make the real money on churning the points and feesplus will next 30 yrs have higher inflation than last 30 yrs?

If you are single or a couple agreeing to go on a house-hacking journey together, you probably want to maximize your mortgage paydown or make a small amount of cash flow.