I have signed leases and have years worth of bank statements to prove that I'm bringing in the rents (which I'm also claiming on my tax returns).

For example, while pop is moving out of Cleveland, the city is dominated by medical and tech industries and the prices are still reasonable.

My fear going into tax season is claiming too much of a loss and hurting my DTI for potential purchases in 2022.

Not true.A liability insurance is a must but will not cover you against all risks.For inside liability risks, a liability insurance may cover you up to their limit, but your personal assets are at risk if your insurance is refusing to cover you (read the many, many pages of exclusions of your policy) or if the claim exceed your policy limit.For outside liability risks, if you don't have coverage from your personal liability and/or umbrella you may not be covered either.An LLC put your assets in different boxes and insulate each box from each others.

A lot more tech jobs, medical, VA medical, our main university (UCF) has grown the be on of the largest campuses in the country, now that the space race has picked up too.

Also you could always file an insurance claim, and the insurance company might hire PI’s if it keeps happening.

The next thing you need to be successful is a good investment team.Investment TeamIf you needed surgery, you would not start medical school.

There are some carriers who want your business today, but 3 or 4 years down the road it almost seems as if they're looing for a way to get off your account (with or without any claims issues). 

@Misook FoleyYour profile indicates that you are a 'flipper'.A 401k might be a good strategy for you to lower your tax burden.Making a contribution to a retirement account may be a write-off for you.Furthermore, if you are involved in real estate 100%, you want to see if you are eligible to claim real estate professional status.Best of luck

If someone has consumer debt, medical bills, car, or student loans it's not wise to purchase real estate.