We both have stable income from full-time jobs (2+ years). 

There is zero proof that card systems work better, generate more income or make life any easier.

Market Data- I like to personally look for top employers in that market & how many employees they have, look at trailing population growth and the direction it has gone, the population itself if it is an tertiary market, job growth, median area income, etc.

Verify if there are any outstanding violations or issues that need to be addressed.Financial Analysis: Review the property's financial records, including income statements, expense reports, tax assessments, and utility bills.

.- Personal savings rate as a percentage of disposable income is very low (3.6%)- Unemployment is very lowMarkets don't stay ecstatic or suppressed forever.

Yes, we call the employer directly using a number found online, not the one provided by the applicant, and we verify their employment and pay rate.

Knowing things like median income for an area,  median rent , population growth, unemployment and investment of companies are some information that id like to research.  

I still think there is a value for cards but generally agree with this advice - especially if you are starting out as a real estate investor - business cards aren't needed - a linktree or some sort of QR code with a basic online hq page is going to be the best bet

Hello everyone,I'm 18 years old and with  average FICO score 715, I have a 5-10 percent down payment, with only 6 months of full-time employment (annual income 52k) and 1 year of part-time work history (annual income 20k).

Check for  satisfactory credit, Criminal, and Income and have them provide prior landlord references and call them.