Also the cashout refi is a no income low doc loan that looks to the DSCR ratio of the building for qualification along with my credit score.

i have single-member LLC rental generating income on the side operating as STR.

Run the payments through any automatic money handling source.Escrow account, checking account, auto deposits work great.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

The property isn’t really making you passive income, but it’s also not costing you anything to own. 

If you have $10,000 in monthly rental gross income established and rolling and you're in a 5 unit property or more (this qualifies the property for commercial loan consideration).  

I 100% agree CPAs and real estate focused accountants need to be consulting on these when they are made and give advice to their clients on the implications for their potential investment into someone else's fund. 

As cash is low to even invest in another property in Canada - would courses be a viable option to learn Air BNB arbitrage or STR to potentially earn side income  ? 

Unfortunately for the owners, the real estate agent created the VRBO and Airbnb accounts under his name and now will not release those accounts.

That's income + add-backs.One other note.