But I've also been vetting another large-scale provider, which has no problem financing properties at 20% down and sells properties at or below market value and typically 5-10% below median home values in their neighborhoods.So I shared these concerns with this turnkey operator:"We understand the investments [your company] has made in service and efficiency, but all else being equal (which it largely appears to be), it's much easier to understand & move forward on properties that are at/below-market and allow us to get more leverage."

Financing:Loan of $18.5m, Purchaser deposits of $2.5mEquity - investor - $3mEquity Developer - $1mCosts:Land - $7mSoft costs - $6m (incurred equally every month)Hard costs - $12m (incurred equally every month during construction)Revenue:$31m one month after constructionWaterfall Structure:•Investor will contribute 75% of the equity and developer will contribute the remaining 25%•Equity will be returned as follows: (1) both partners will receive a return of their equity pari passu, (2) 50/50 until Investor receives an IRR return of 20%, (3) 40/60 in favour of developer thereafterThe loan bears interest at 4.25% per annumI'm having a hard time with this one :(

The only other option I'm aware of and you might want to explore is the IRS Rule 72(t) which allows you to take a Series of Substantially Equal Periodic Payments before 59 1/2 (again, discuss this with the expert, I'm not a CPA and this is not a tax advise). 

Some commercial property secured notes can justify higher interest rate if the cash flow is there and the venture is well managed just like a HMLBalloon payments- If it appears the borrower will not be able to refinance a balloon payment, most note investors will only by the payments leading up to the balloon or price as if the note continues to amortize out without the balloon.Property value must equal true/real market value.

Don't think about lead generation, think about building the brand which equals to leads. 

My affiliation with this group is as a member and my personal belief is the education is worth hundreds times the admission price.

If you are looking to access IRA funds before retirement age, you could always take 72t- Substantially Equal Periodic Payments.

The current rules, however, have changed and are as follows for a loan less than or equal to $625,500:For a 30 year loanLTV <= 90%:  MIP of 0.8% for 11 yearsLTV > 90%, but <= 95%:  MIP of 0.8% charged for the entire length of the loan (30 years!)

Not all Realtors are created equal, some have more experience with investment property and can speak your language especially when it comes to CAP rates just to give you an example, therefore do your homework to find someone that will be able to understand what you are looking to accomplish.Additionally, each state has a Realtor's association, try visiting their website to review reports.

You give up a corner or a strip of land adjacent to his that is equal to the amount of property you need as a strip for your driveway.