Will need remediation if found. 3) lead paint— the seller will probably say “I’m not aware of any lead based paint” in the disclosures.

Full disclosure here.

@Christopher Miller  Full disclosure I am not in the NOVA market, I am primarily in the Hampton Roads market at the moment, but have done deals in PA and NYC. 

Full disclosure - I’m not a lender, or cpa, or any of that financial type stuff; but here’s what I’ve learned through many conversations with probably around 10 different lenders… To qualify for a 10% second home loan your DTI ratio will come into play.

I will look at the disclosures and make sure they're not that high.I will be moving forward on the 5.5% cash out refi.

@Robert Vanecek There is still of lot of work to be done explaining to newly licensed wholesalers about disclosure in marketing.

Buyers and sellers will need to carefully review and understand the terms of the existing mortgage, as well as any legal documents or disclosures required by the transaction.

I don’t find this question helpful, my answer is who cares why they are selling if the numbers work.Everything you need to know should be included in the documentation on the property, rental rider, leases, sale price, disclosure, and the rest is available in the home inspection report.More important than what questions to ask your realtor about the home is what questions to ask your realtor about themselves... do they specialize in investment properties?

I understand that some states have or don’t have laws that require disclosure of death on a property.

At the start of tenancy did you and the tenant sign a disclosure on mold and moisture hazards?