For payment, pay them separately NOT via rent credit.

I don't have any risk tolerance anymore.I will put it on the market once the tenant moves out in July.Wa trying to offer him some cash for early move out but he has bad credit history and doesn't want to move out.Thanks for advice, now I see what  I am doing wrong. 

I would not want to move money from an after tax account to a pre tax account even if allowed.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Something to note, if you pay cash for the house and later require access to those funds, utilizing a HELOC (Home Equity Line of Credit) allows you to retrieve that money.Secondly, the right approach for investing depends on several factors.

Commonly, these proceeds are used for further real estate investment or costs related to the borrower’s real estate business and strictly can‘t be used for personal uses, such as paying off personal credit cards or any nonbusiness expense.DSCR loans are “primarily based on the property,” meaning that the lender evaluates and qualifies the deal mostly but not completely based on the property’s investment potential.

Then have a second account for your personal expenses and income (groceries, job, etc).

Hi, I've searched through a lot of credit unions and other banks and the cap on the HELOC amount I'm seeing is 250K.

I would try to find receipts, at least contact credit card company or bank for checks or CC receipts.

PAYMENT DISBURSEMENTS - Incoming rents would come into a general rent account, replenish the maintenance fund for any expenses incurred through the month, take the PM fee, and then disburse the rest into the owners account.