Central air on both sides, full basements, concrete driveway, extra lot for parking, it was a great property for me to cut my teeth on.

Cycles ebb and flow for stocks, bonds, commodities and real estate.  

Stocks and bonds or NNN real estate is passive.

And Bay Area voters (many of whom are renters) have been more than willing to vote in favor of additional government bonds (financed by property taxes) over the years.

I tried trading stocks, bonds, futures, options for years on and off.

Otherwise, you could get a $100 Assessed Value on a house, if you got an extreme discount.Now, your actual tax bill includes additional voter indebtedness, bonds and other assessments, which are technically not property taxes, but are included on the tax bill, in addition to the 1% property tax rate.

The next few questions you need to ask yourself, and your family, is do you (and your wife) want to make this REI a business that will bring an income to free you from the bonds of your work?

We always buy with a bond for title that wraps the HELOC.

The DSCR 30Y Loans  have seen a lot more changes as they are tied to the bond markets. (10Y Treasury Yield) @Meredith Von Kleydorff

Your numbers, not someone else's.2 - The market or markets you will be investing in (this changes with time)3 - The strategies (not strategy) you will using in each of the different markets you will be investing in.financial freedom is achieved when you have enough double tax free Muni bonds in your portfolio that generate enough return to live the lifestyle you desire.. thats true financial freedom  rentals while nice are still work and still have a fair amount of risk depending on where you purchase..