------------Her name is xxxx, she has a 529 credit score with 25 total accounts, 19 are open and 5 are negative.

Hello All,I am attempting to open a real estate Brokerage in New Jersey.

I think all new agents should spend 3 hrs /day calling everyone they know asking for business and do 4 open houses / week.

Open to other suggestions!

At the same time , not only does the 90 day challenge put a battery in my back, but a mentor falls out of the sky.

Zillow openly explains this at https://www.zillow.com/zestimate/ and publishes their median error rates and other stats for some major metro areas at https://www.zillow.com/zestimate/#acc.The good news is, it's relatively easy to validate how accurate it is for your market:Have your realtor pull 50 or 100 active and sold homes in the market/neighborhood you want to analyze.Compare actual asking and sold prices to the Zestimate for each one, put them in a spreadsheet, and develop some averages. 

The only items on her credit are the car she bought last summer and the credit card she opened back in August of this year.

I listen to their children when they come to an open house.

She bought a preowned car last summer, and the car payment and credit card (which she opened 2 or 3 months ago) are the only items on her credit report.

Definitely open minded and welcome the advice on the "Best way to start out investing with $10k."