My questions is since it is a business can it be reported to the credit bureaus to shop my ability to pay the loan on time?

Millions of homeowners would then be underwater on their mortgage - owing more than it is worth - and would likely foreclose / declare bankruptcy, creating a credit crisis, unemployment would spike to 10%+ and on and on… No, no the price of homes, and really everything we pay for, is here to stay.

Typically new builds can still be negotiated/remedied through inspections while in contract (Seller credits, work that needs to be done properly).

On your profile put your location. 1-Get a great Realtor. 2-Get a great Contractor3- look at properties. 4-Save your down payment money 5- Get your credit rating cleaned up.

However, for a landlord who has things together, they are better off budgeting for capital expenses and maintenance and having some reserves either in the form on savings or even an open line of credit to access in case a significant issue arises.

I have a primary residence in NJ that has equity, I have liquid cash around $50k, and my credit score is 740.

This could include reporting expenses, depreciation, and other relevant information.Filing a tax return allows you to take advantage of any available deductions or credits that could offset other income or reduce your tax liability in future years.

. $50 would still not be bad and $100 is possibly reasonable.

Tax forgiveness is a credit that allows eligible taxpayers to reduce all or part of their Pennsylvania personal income tax liability.

I also want to use this time to improve my credit score since it is not in a very impressive place right now.