It handed those bonds off to the California Pollution Control Financing Authority, which finances green projects.

Look at all the paperwork you signed and make sure the charges were not authorized.

As Gideon Tucker said - "No ones person property or liberty are safe while congress is in session." 

The author of the bill, Chiu, frequently introduces extreme ultra-left wing, anti-capitalist, even communist China would be horrified at how extreme they are, bills.

The bank has little impact here. if your local authorities recognize it as a bedroom then the bank will also.Do the existing county records include the bedrooms in the basement?

Open to your recommendations and why.Thank you!!

I asked them to provide me with names and contact information of people they authorize to remove their belongings and any special instructions.

You can do a google search and or call your local housing authority for info. 

Interest rates can be higher, mortgage insurance etc.Sit down with a local lender or your local housing authority where you are and have them explain this program and others to you. 

Many of these new cloud security device providers are targets of hacktivist groups, and every year some IP camera manufacturer is in the news because of a major hack where private video was seen by people who have no authorization.