They lived subprime and are still haunted by mistakes the government made along with greedy lenders.

Regulations are both the best and worst part of investing in CO - best because they are confusing, which gets rid of large Wall Street investors and keeps competition lower and profits higher.

While this is the cheapest upfront option, mistakes can be costly.

Verifying last 2 years of rental history and income extremely important to find the “best of the worst”.Make sure you understand the Class of properties you are looking at and the corresponding results to expect.The City of Detroit has 183 Neighborhoods we’ve analyzed.PM us if you’d like to discuss this logical approach in greater detail!

Brother I'm really sorry to hear your story, really Charissa Nappoles and Rober Mincey is the worst composition, I bet they make tons of kickbacks and don't give a **** on what they are really doing

What mistakes did you make?

As for a downward shift you can always lower your rate (underwrite a worst, middle and best case scenario), Make sure your rental stands out from the crowd (easy to do in Hawaii since most owners don't reinvest in their property).  

Again, that is if they decide to go forward with the sale, I guess worst case is that I obtain the equity and a mortgage at 3.75%...

Start small and Make Your Big Mistakes Early.  

If you hold real estate long enough, you almost never can make a mistake.