@Sandra Ho, It sounds like you are talking about late payments on their credit report for things like credit cards, car payments, student loans, etc.

Not every off-plan project is a surefire win; some are overhyped, and others don’t live up to expectations once completed.

Use a good lease Have proper insuranceAdd an $1million umbrella policyAnyone can sue for anything, but winning is another issue.

Real estate will not be the get out of jail free card without these things in order.

You can win most tax appeals when your taxes are just out of whack for comparable properties so if you can find examples of similar properties with lower taxes, that is the only way you will win.

Winning with cash really depends on the quality of the property and the timeline of the seller.

Also, Credit Card suggestions for best business card for benefits / perks right now?  

I also due to all the walk-ins put a sign with cards by the front door with my number that way I could kind of verbally take an application when they called. 

The client retained the services of a well known attorney who has a great record of winning these types of cases. 

Well....should you invest in a city where the people elected a woman with foreclosures, liens, judgements, garnishments, ethical violations from the state ethics board,  misused a city credit card, went three years arrears on her federal taxes all while yelling for other people to pay "  their fair share, " left skeletonized dead bodies hanging over Canal St for months on end covered only by a tarp until the wind blew it off to reveal to our horror her blatant disrespect for human dignity?