@Bjorn AhlbladThat’s why I suggested he move form landlord relationship to “it’s complicated” relationship. :-)

If you look at the bios of these companies, they have dozens of people filling unnecessary jobs and titles; it's hilarious.

A mold specialist will cost you and arm and a leg and likely recommend unnecessary repairs.

In most cases, neither is warranted.Warning: I am not an attorney, and this can be a complicated topic.

It's more complicated with class d and some class c.  

This will help avoid (complicated and costly) probate later.

Ok great, seems like my concern over borrower's driver license is unnecessary but concern over the title policy is warranted.

CPA from San Diego won't be cheap for sure and i am not sure that CPA needs to be local to provide great service even though i have total 4 units(3rental+1primary) i feel its still not complicated and don't want to spend couple of thousand $ to use local CPA service.

@Matt Wells typing this out might get complicated in a hurry so I'll try to summarize and you can certainly reach out directly if you would like to talk it through.Conventional loans categorize loans into 3 main categories:  Purchases, No Cash Out Refinance, and Cash Out Refinances.  

I've seen allot of social media about trusts and holding companies and I don't want to get too complicated but want to protect myself and family from legal issues that could arise......Thanks again for your advice!