Better to pay for these "soft costs" out of pocket so you don't have to build if the market is not doing so well. 2) Kirkland is an extremely hot neighborhood and you would probably be okay in a down market.

But they will do sub-5% interest rates and better terms (5yr, 7 yr) and no pre-payment penalties.You go with B2R, First Key, Lima or any of these "soft to hard money" lenders only if you've been rejected by the banks.Again, if you have the benefit of time, shop around!

Face frames and doors in Birch, Maple, Oak, Hickory and Ash are going to fare much better than soft Alder, MDF or Pine.

. ;)Ray Dalio said the Fed has "tightened themselves into weakness".Soros and Bass have billions shorting the Yuan, China, and Asian currencies.Credit bubble like never before, and China is burning through reserves.

How about applying for soft money ( usually up to 70% ARV, 2 points, 8-10%).

No need to worry about hits to your credit scoreWhen a renter pulls his/her own report, it is considered a “soft” inquiry which does not impact the renter’s credit score.

I have not seen any for 100k or around that mark unless if it's 500-800 soft and in really rough shape on MLS. 

I would divide my money into three categories equally.1) Flips and Urban Townhome/Rowhome/Skinny Mini Development in hot areas and lowest priced areas, but on the development structure so you pay zero for the land and don't finance your soft costs.2) 1.5% to 2% Cash flow rental properties using BRRRR in B class areas.

When the tenant calls to say the toilet is overflowing, saying the furnace will not stay on (and its 2degres F outside), you can't reply, I'll make an appointment for this coming Friday.Walk before you try to run, get some real life experience.In the words of Theodor Roosevelt, "Walk softly and carry a big stick".Don't want to rain on your parade - - really and wishing you nothing but success.

why hard money, what's wrong with soft money, money form your relatives or friends or a joint venture.