I personally think it's not just mailers but a combination of actions that works.

When listening/reading in between the lines, many of the successful operators simply took action and partnered with a trusted coach (mentor) to look over their shoulder.

What action items were you helped with? 

Could someone please advise an actionable step or game plan I can follow to tap into my equity correctly (if that makes sense here) whether that's HELOC, Cash-Out or another strategy?

While completing a Cost Seg study, they were very resistent to me using 6% and because of time-sensitivity, I decided to default to the "rule of thumb" method that you mentioned and used 80/20. 

I don’t know if this is posted in the right area, please let me know if I should post this elsewhere or if other actions are needed. 

The Richest Man in Babylon by George Samuel Clason: “To attract goodluck to oneself, it is necessary to take advantage of opportunities” “Men of action are favored by the goodness of good luck”One of the most important qualities that I see in successful individuals is that they take action.If you do nothing, nothing will happen.Where do you need to take action in your life?

Hi Chris,Great to see that you've immersed yourself in learning and are gearing up to take action.

In Ohio, I'm not required to say anything at all unless I pull a credit report, then an adverse action notification has to be sent.

But would I want to be in a community where I feel scared to take action?