You can if you want, but if this loan is from a well known, licensed, reputable lender, then its similar to getting regular mortgage.

Hi Shannon,You need a good reputable Non-QM lender.

I contacted a larger reputable company in the area who said $1800 with a 1 year warranty.

Is it worth it and is it reputable?

Good luck you have it about right when I talked to the manufacturer of the machine he quoted me 10% savings and of course some time savings .. u also have the issue with man power and who knows how to use them and the other subs who have never worked with them.. then getting them approved at the county level etc etc..

I've been trying to do research as far as different DSCR Companies but not sure who is reputable and who isn't.

The horror stories are people buying too cheap and buying bad houses.Lots of great opportunities in Metro Detroit.LogicalPM can manage.We just heavily recommend not buying the cheapest property or getting tricked by a wholesaler on a $15k “great opportunity”.Just buy the good stuff.Metro Detroit (my rental portfolio is here)Purchase: $80k-$130kRent: $1200-$1500ROI: 10-14%Cash flow: $250-$350/doorAppreciation: Double digit (for past 10 years, will gladly send data)Location: C+, B- (suburbs and certain markets)We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, mortgage, Amazon fulfillment, and more jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

I am trying to find a reputable realtor / agent who will help me place tenants, but also be able to help with semi-annual / annual walkthroughs (for a fee of course).

Seems like there are plenty but hard to tell which ones are reputable.

My best advice would be to to look at quality sponsors that have a track record to back their reputations.