My credit should be the highest allowable also and I shouldn't have problems with approval.Ok, i shopped about 80 lenders (based on Fridays rates, market is closed so no live pricing)Conventional Full Doc loan you would be at 7.875% if you put 20% down (you said what the house was worth, but not your purchase price). 

Tenants were ecstatic that I have been fixing things that were neglected for years and based on units in Clinton trading for about $200k a door, the property will likely appraise for 750k+ Lessons learned?

Purley asset-based lenders are most likely going to be hard money lenders whose rates are typically going to be much higher.

Since my firm is an investor private client boutique, I do not share resources outside of my client base.

Not sure how old you are, and $200K in a 401K may be a little or a lot based on age, there may be so many implications taking out money from your $401k, especially if you are still working for this company.feel free to reach out for tax advice

Also, the benefits of a cost segregation study can vary based on a multitude of factors.

If they try to pay their labor as 1099 they run at great risk of violating a host of draconian labor laws such as AB5, the borello law and a litany of "misclassification" laws.There are substantial differences in how "right to work" statstate as operate as opposed to "non right to work" states.SBA defines a small business based on employees and revenue size.

This is a passive way of earning with real estate-based security, protection and insurance.

There are way better people to talk to that are based out of here and know the market like the back of their hand. 

I would only underwrite based on actual rents not proforma.