To complicate......bulk of retirement will come from  State Teachers Retirement....they'll punish us one way or another I'm sure.

On top of that it creates absolute degeneracy in society because there are no punishment's for people actions because people are more worried about their feelings than surviving.  

I don't want to go through my insurance because it will increase my future premium, and I don't think I should be the one who is "punished" by this wrong installation.

Texas, and especially the major cities, have PUNISHING levels of property taxes.

The banks that want to borrow at 0%, get the loans off their books in forbearance, and then punish the landlord for taking advantage of the law?

That agent needs some type of punishment,pure and simple.You need to file official complaints with the agent’s Broker of Record,the local Board of Realtors,and the state’s Department of Real Estate.Let them decide if the agent’s actions were unethical and a violation of National Board of Realtors code of ethics.They could force the agent to give back the commission if they find sufficient evidence against them and their brokerage.

If so, you are a glutton for punishment!

(Building new is punishing unless we end up getting north of $2.50/ft or 30 year for rent.  ($36 a year is HARD to get in little Salem OR).  

In Portland, they limit rent increases to 10% per annum - Sense is that it'll get worse for landlords than better.This punishes nice landlords in terms of income when they own them and sales price when they sell.You get a couple of years of no rent increases and may take you 3 year at the max to catch up.

Idiots should be punished....