I'd only be paying off very high interest debt like credit cards or another type of high interest loan you might already have (I don't consider 7% that high). 

I also require:Rent + Monthly Debt <= 45% of GROSS monthly incomeExample: So, someone making $6,000 per month ($72,000 per year) meets the initial income requirement BUT if they have a $750 car loan, $250 child support payment, and $250 credit card payment $1250 total then $1680 (rent) + $1250 (monthly debt) <= 45% x $6000 (monthly income)$2930 <=$2700 (DENIED)

If you play your cards right with real estate you can reduce your tax bill significantly.

Deficiencies, payday loans, credit cards, medical, installment loans.

Those monthly hours and frustrations I save by paying more saves me time, improves my quality of life, and makes me more money in time savings per hour.The masses living by credit cards want service so cheap those companies have to use AI and automation to make the numbers work.Millionaires today in U.S. about 14 million so still small compared to overall population.I think residential will automate more over coming decades versus commercial.

Use your personal card and reimburse yourself.

Just use this finance/credit card.... 

If they won't refund, dispute the charge on the next credit card statement.

Lately I sent out 1,400 advertising cards to 1,400 leads they provide received only 1 yes only one response and that was a legal order of cease.I have several classifieds running with zero results .I have a custom perf sign on the back window of my SUV with zero results to dateAnd a heavily promoted website with very low traffic Did google ads which was a complete flop Would like some feedback about charter financial and the owner Leland RegardsMark

I could review the stuff for the day or week and adjust the categories then if needed.I used a single CC for supplies, and a single checking account for all labor. providing the ability to match back expenses without having to check a bunch of different accounts.You could do this with different cards for each project, and a labor bank account for each project.