If the IRS has a Form 1098, they assume that the person listed on the form made the payments, and they move on. 

Our short-term residential investment property loans are typically 60-80% LTV and all are personally guaranteed by the borrower(s) -- we pull credit, background and PFS on each guarantor, verify experience, verify liquidity, underwrite the property, neighborhood and zip code.

People like to rent from a person not a 'brand', it's more personal.

This is basically a math problem that will depend on both you personal finances & also how much of this is an investment vs you want a nice house to live in4.

Hi Duarte,What makes DSCR loan fascinating is that it does not verify personal income.

The last one I say from personal experience.

Gator most of the risk is on the person providing the earnest money.

The challenge was balancing the relationship between landlord/tenant and a personal/friendly relationship.

I am not a huge fan of them personally as they are PE investors and have a very, very narrow view of the industry and how it should be approached. 

It’s important to recognize that your landlord likely isn’t thinking about selling the property right now, especially given their personal circumstances.