Personally, it's marginal at best for a house hack.

Neighborhoods there are usually in better shape (although Baltimore is very much block by block), and in my opinion, the quality of the tenant pool is much better.Oh, and great idea checking out the properties in person—the pictures you see on the MLS can be very deceptive lol.

Completely agree and wouldn't normally purchase a rental in these markets personally.  

I had belatedly realized that FHA goes off personal credit and therefore I couldn't use the LLC for it.

If you need a conntection in Upstate NY I can direct you to the right person.

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For example, they won't need to cover your personal belongings (furniture, clothing, etc.) because you won't be living there.A landlord policy should cost about the same as a homeowner's policy; it just changes what is covered.

I personally would stay away from condo-tels as they will be even worse and you'll have less opportunity to cash flow. 

This is probably a place where you go to one of the personal loan sites to borrow money or maybe a credit union. 

I personally offer my guests free access to Netflix, Hulu and Disney+.