I would also share pros and cons of paying taxes on the windfall versus owner carry.

It’s great to hear your perspective on appreciation versus cash flow—it’s something I’ll keep in mind as I refine my strategy.You mentioned local meetups in Northern New Jersey—do you (or anyone here) know of any good ones closer to Somerset or Middlesex counties?

Why ask: Knowing what is included in the program to make sure you are getting all you are paying for is important.

Regarding your question about who pays the buyer agent in the first time home buyer market, I see no reason that it will change from the seller paying as it has always been.

Don't pay ANYONE or any company a dime outside of an appraisal until the deal funds.

It said this is pursuant to tax code section 23.55It said I can protest in next 30 days1) Does this mean we have to pay taxes and interest for prior 3 years?

I was wondering if it is worth paying for BP pro membership for the special discount with Home Depot (e.g. flooring, appliances, etc). 

However while people in Windsor doesn't have the luxury of high paying jobs that GTA residents have, is it just a temporary fever of buying houses, or there is really something going on in this city ? 

Then I pay those loans off asap and repeat.

My wife has never had a specific place in mind, so got to do my choice.