the property may be gifted to my younger sister at some point down the road...

Make sure you agree to a repayment plan and an interest rate that is somewhere near market rates (the IRS doesn't tend to like zero interest loans between family members, they can call them gifts and tax them).

I purchased the property subject to the existing loan with me paying all closing costs and a gift certificate for 2 dinners to The Summit House restaurant in Fullerton.

Deal directly with the buyer and directly with the seller and earn all profit without sharing.Bringing a broker into the deal is like giving the a Christmas gift with nothing in return.Go get em'

But spending their own $10 here and there for new books, a new bike, a gift for grandma, etc. are good options.This is just what we focus on for my family :)

They are saying that it constitutes a gift which is not allowed for investors.

And to be truthful, those units usually sell to singles, often civic employees or educators because they have stable, documented low income and documented down payment gifts.

She has one illegal cat and after my last effort to offer her 19.00 huge Tupperware tub which she refused she clapped back at me and said I’m getting a puppy beagle as a gift from my nanny who is also to blame for dumping her crap in the hall supposidly.

Fortunately, my company decided to relocate our site to other company locations, thus eliminating my job (except for a potential relo) with a nice good bye gift, so the decision was greatly helped along.

correct Charles - he isn't making any payments and he put no money in, he has had no activity whatsoever - other than cosigning the loan (still a gracious gift to me).