Deductions like mortgage interest, property taxes, insurance, repairs, and depreciation will help offset taxable rental income.This post does not create a CPA-Client relationship.

In this case, your monthly payment with 20% down will have a good MARKET rate if your DTI works with a much lower month payment and no mortgage insurance(MI).

Who covers the tax bill when they don't pay the tax bill or the insurance? 

Your policy should be that the applicants have an SSN or ITIN, period.

Anyone have any advise when it comes to liability/insurance if i have a pool at my airbnb? 

Plus I didn't include the Taxes and insurance for an ADU.IMO, it makes sense if you have the right sized property and a willing to think long-term.

It's an estimated cash on cash return given current rental rates subtract expenses assuming 7% interest rate, 10% management fee, 5% repairs, 5% capex and other expenses like mortgage, insurance, tax. it's a estimate to tell you what properties to analyze vs ignoreyou can see the are pockets of negative returns as well as pockets of positive return. this is to supplement the data @Devin Conley provided

The transaction is insured via E&O.

Nat,Tenant has been unemployed since March and has been receiving unemployment insurance.

Many stockbrokers and insurance salesmen are not fiduciaries.